About Us

Who We Are

At MFM Funding, we are dedicated to providing a superior mortgage experience for borrowers with speed, efficiency, security and reliability. Our mortgage lending specialists are licensed, knowledgeable and dedicated to helping borrowers find the right loan – with great rates, the right terms, and low closing costs – to meet their unique needs.

In 2022, our team joined Member First Mortgage, LLC as a retail lending division. Wholly owned by Credit Unions, Member First Mortgage (MFM) is a full-service mortgage lender dedicated to serving Credit Unions and their members. Our parent company, Member First Mortgage, was founded in 2001 and built on the Credit Union philosophy of “People Helping People”. MFM Funding extends that same philosophy by serving the home financing needs of individual home buyers in the communities we serve.

Apply with Confidence

Mortgage Calculators

Use these calculators to quickly estimate what your monthly mortgage payment could be, how much of a mortgage you may be able to afford, and for guidance on whether refinancing your current mortgage would make sense financially in today’s market.

HOW MUCH HOUSE CAN I AFFORD?ESTIMATE MY MORTGAGE PAYMENTRENTING VS. BUYING A HOMESHOULD I REFINANCE?Contact UsLoan ProgramsAPPLY

What People Are Saying

Reviews

SEE ALL REVIEWS +
© Member First Mortgage, LLC DBA Platinum Financial Funding  • NMLS ID # 149532

Licensing



State

 
Regulatory Agency/License Type 

 
License/Registration # 


 Georgia

 Mortgage Lender License 35424

 Michigan

 Exempt Company Registration 149532

 Tennessee 

 Mortgage License 129781

 

State Licensing

LicensingPrivacy & Security
LicensingOnline Secure Email
Member First Mortgage, LLC is a BBB Accredited Mortgage Lender in Grand Rapids, MI

Platinum Financial Funding is a registered DBA of Member First Mortgage, LLC, a Licensed Mortgage Lender/Servicer (Company NMLS #149532). This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Platinum Financial Funding Branch Address: 6111 Shallowford Road, Suite 105, Chattanooga, TN 37421 | Telephone: (423) 570-0410 | Member First Mortgage, LLC Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | Toll Free: (866) 898-1818 | For licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.

Platinum Financial Funding is authorized to do business under the following licenses held by Member First Mortgage, LLC (NMLS # 149532).

For licensing information, please visit www.nmlsconsumeraccess.org



State

 
Regulatory Agency/License Type 

 
License/Registration # 


 Georgia

 Mortgage Lender License 35424

 Michigan

 Exempt Company Registration 149532

 Tennessee 

 Mortgage License 129781

 



Mortgage Consultant


NMLS ID #


 Chris Denham

 NMLS ID # 217377

 David (Wayne) Denham 

 NMLS ID # 165179

 James Ronald Gass

 NMLS ID # 1830744 

 

State Licensing

Loan Originator Licensing

Platinum Financial Funding is authorized to do business under the following licenses held by Member First Mortgage, LLC (NMLS # 149532).