Tips for Your First Meeting

Its your first time buying a home. You have researched the mortgage process and contacted multiple mortgage professionals before settling on the perfect Knoxville area lender. Now you have scheduled your first meeting and you aren’t sure what to expect.

The good news is, the hard part is over!

Now that you have made that decision as to who you will be working with on your mortgage, assuming you have made the right decision, preparing for your first meeting should be relatively easy.

This first meeting is designed for the mortgage professional you have chosen to work with to get to know you better. In order to find you the perfect financing, they will need to know as much as possible, not only about your financial situation, but your goals and what you are looking to get out of the mortgage and home buying process.

All of these factors are important in guiding your individualized mortgage process, so you should go into your first meeting expecting to ask and answer quite a few questions. To make this process as beneficial as possible for both parties, consider creating a list of questions or issues you may have before your meeting to bring in addition to any required documentation. This will help to ensure that you don’t forget any questions you have.

Of course, the right mortgage professional will make themselves available to you at any point after the first meeting should you forget to ask something or come up with additional questions.

You should also be prepared to discuss your current financial situation, including your income, debts and assets. If everything is in order, you may even begin going over the financing options that are available to you for the purchase of your home.

Don’t let the idea of meeting with your Knoxville area lender for the first time worry you. We know the mortgage process can seem confusing and intimidating, which is why we are here to help!

At Platinum Financial Funding, we know that your first meeting with a member of our team is an important one and we want you to feel as comfortable and educated as possible! If you are looking to purchase a home and are looking for guidance as to where to begin, give us a call and set up your first meeting today!

Our Tennessee Team is back in the office and is ready to serve you; however we ask that visits are by appointment only and will not allow walk-ins at this time. If you would like to visit us in the office, please call (423) 893-8156 to schedule an appointment. Our West Michigan office is following the MI Safe Start Plan and Gov. Gretchen Whitmer’s requirement of working from home where possible.