Purchase a home

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Refinance my home

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A Leader in Lending

Why Choose Us?

Accelerated Turn Times

In today’s fast-paced environment, we understand how important it is to close your mortgage loan as quickly as possible.

Fit To Your Needs

Our team of experts will work with you throughout the process to make sure you get a mortgage loan that fits your unique needs.

Competitive Rates & Fees

You work hard for your money, so we work hard to keep our rates and fees low so you can save more!

Superior Service

We are dedicated to providing a superior mortgage experience with speed, efficiency, security and reliability. 

Mortgages Fit to Your Needs

Featured Products

We offer a wide range of purchase and refinance loan programs. With low down payment options and flexible credit requirements, our mortgage consultants will work with with you from application to closing for all your home financing needs! 

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About Us

Who We Are

At MFM Funding, we are dedicated to providing a superior mortgage experience for borrowers with speed, efficiency, security and reliability. Our mortgage lending specialists are licensed, knowledgeable and dedicated to helping borrowers find the right loan – with great rates, the right terms, and low closing costs – to meet their unique needs.

In 2022, our team joined Member First Mortgage, LLC as a retail lending division. Wholly owned by Credit Unions, Member First Mortgage (MFM) is a full-service mortgage lender dedicated to serving Credit Unions and their members. Our parent company, Member First Mortgage, was founded in 2001 and built on the Credit Union philosophy of “People Helping People”. MFM Funding extends that same philosophy by serving the home financing needs of individual home buyers in the communities we serve.

Adjustable Rate Mortgages (ARM)

Adjustable Rate Mortgages (ARMs) can save borrowers money on their loan in the short term, with a variety of payment options in the future. This product is perfect for those who aren’t planning on staying in their home for a long time.

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Construction

We can help borrowers build their dream home with our construction-to-permanent financing option! Streamline the construction financing process with one approval, one closing and one set of closing costs.

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FHA

Federal Housing Administration (FHA) loans offer a low down payment requirement and flexible qualifying standards to help make owning your dream home a reality!

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Apply with Confidence

Mortgage Calculators

Use these calculators to quickly estimate what your monthly mortgage payment could be, how much of a mortgage you may be able to afford, and for guidance on whether refinancing your current mortgage would make sense financially in today’s market.

HOW MUCH HOUSE CAN I AFFORD?ESTIMATE MY MORTGAGE PAYMENTRENTING VS. BUYING A HOMESHOULD I REFINANCE?

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Ready to Get Started?

Ready to get started on your mortgage loan? Click "Apply" below and complete our our free and easy online mortgage application. If you have any questions or concerns, click "Contact Me" to fill out a quick form and we'll get in-touch with you!

About Us

Who We Are

Platinum Financial Funding is a residential mortgage lender located in Tennessee. Founded in 2008, we have been proudly serving the needs of homebuyers for over 15 years!

At Platinum Financial Funding, we are dedicated to providing a superior mortgage experience for borrowers with speed, efficiency, security and reliability. Our mortgage lending specialists are licensed, knowledgeable and dedicated to helping borrowers find the right loan – with great rates, the right terms, and low closing costs – to meet their unique needs.

In 2019, Platinum Financial Funding joined Member First Mortgage, LLC as the retail lending division. Wholly owned by Credit Unions, Member First Mortgage (MFM) is a full-service mortgage lender dedicated to serving Credit Unions and their members. Our parent company, Member First Mortgage, was founded in 2001 and built on the Credit Union philosophy of “People Helping People”. Platinum Financial Funding extends that same philosophy by serving the home financing needs of individual home buyers in the communities we serve.

About Us

Who We Are

Platinum Financial Funding is a residential mortgage lender located in Tennessee. Founded in 2008, we have been proudly serving the needs of homebuyers for over 15 years!

At Platinum Financial Funding, we are dedicated to providing a superior mortgage experience for borrowers with speed, efficiency, security and reliability. Our mortgage lending specialists are licensed, knowledgeable and dedicated to helping borrowers find the right loan – with great rates, the right terms, and low closing costs – to meet their unique needs.

In 2019, Platinum Financial Funding joined Member First Mortgage, LLC as the retail lending division. Wholly owned by Credit Unions, Member First Mortgage (MFM) is a full-service mortgage lender dedicated to serving Credit Unions and their members. Our parent company, Member First Mortgage, was founded in 2001 and built on the Credit Union philosophy of “People Helping People”. Platinum Financial Funding extends that same philosophy by serving the home financing needs of individual home buyers in the communities we serve.

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What People Are Saying

Reviews

SEE ALL REVIEWS +Our TeamLicensingPrivacy & Security
Member First Mortgage, LLC is a BBB Accredited Mortgage Lender in Grand Rapids, MI

Platinum Financial Funding is a registered DBA of Member First Mortgage, LLC, a Licensed Mortgage Lender/Servicer (Company NMLS #149532). This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Platinum Financial Funding Branch Address: 6111 Shallowford Road, Suite 105, Chattanooga, TN 37421 | Telephone: (423) 570-0410 | Member First Mortgage, LLC Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | Toll Free: (866) 898-1818 | For licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.

© Member First Mortgage, LLC DBA Platinum Financial Funding  • NMLS ID # 149532

MORTGAGE LOAN ORIGINATOR

Diana Herring

NMLS ID# 454101

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MORTGAGE LOAN ORIGINATOR

Ron Gass

NMLS ID# 1830744

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MORTGAGE LOAN ORIGINATOR

Wayne Denham

NMLS ID# 165179

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CareersMORTGAGE CALCULATORS +LicensingOnline Secure Email

Looking for consistent loan payments?

Conventional Fixed Rate mortgages offer consistent payments and protection against higher interest rates; ideal for borrowers who prefer reliable monthly payments for the life of the loan.

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MORTGAGE LOAN ORIGINATOR

Chris Denham

NMLS ID# 217377

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MORTGAGE LOAN ORIGINATOR

Diana Herring

NMLS ID# 454101

VISIT PROFILE +APPLY +

MORTGAGE LOAN ORIGINATOR

Ron Gass

NMLS ID# 1830744

VISIT PROFILE +APPLY +

MORTGAGE LOAN ORIGINATOR

Wayne Denham

NMLS ID# 165179

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